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BEC Cost Calculator

Estimate your annual risk from Business Email Compromise attacks and see the ROI of phishing protection.

Based on FBI IC3 data — $125,000 average loss per BEC incident

Calculate Your BEC Risk

Adjust the inputs below to see your estimated annual BEC exposure.

Annual BEC Risk
$187,500
Expected annual loss
Phish Protection Cost
$1,200
Annual investment
ROI
155:1
Return on investment
Employees exposed to BEC annually (3%)1.5
Average loss per incident (FBI IC3)$125,000
Industry risk multiplier1.0x
Expected annual BEC cost$187,500
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How BEC Attacks Work

1

Reconnaissance

Attackers research your organization — executive names, vendor relationships, payment workflows, and communication patterns — using LinkedIn, company websites, and prior breaches.

2

Impersonation

The attacker sends an email impersonating a CEO, CFO, vendor, or colleague. They use lookalike domains, display name spoofing, or compromised accounts to appear legitimate.

3

The Request

The email contains an urgent, plausible request — a wire transfer, updated banking details, W-2 forms, gift card purchases, or login credentials. Urgency and authority pressure the recipient to act quickly.

4

The Loss

Once funds are transferred or credentials are shared, recovery is rare. The FBI IC3 reports an average loss of $125,000 per BEC incident, with some cases exceeding millions.

How Phish Protection Stops BEC

Display Name Spoofing Detection

Flags emails where the display name mimics an executive or trusted contact but the actual sending address doesn't match.

Time-of-Click URL Protection

Rewrites and scans URLs at the moment they're clicked — not just when the email arrives — catching delayed weaponization.

Attachment Sandboxing

Detonates suspicious attachments in an isolated environment to detect ransomware, trojans, and zero-day exploits before delivery.

Real-Time Threat Intelligence

Continuously updated blocklists and AI-driven analysis identify new BEC campaigns within minutes of first detection globally.

Frequently Asked Questions

What is Business Email Compromise (BEC)?

BEC is a type of cybercrime where attackers impersonate a trusted party — a CEO, vendor, or colleague — via email to trick employees into transferring money, sharing credentials, or revealing sensitive data. The FBI reports BEC as the costliest form of cybercrime, with over $2.9 billion in reported losses in 2023 alone.

How is the BEC risk calculated?

The calculator uses FBI IC3 data showing approximately 3% of employees will encounter a BEC attempt per year. The average successful BEC attack costs $125,000. Your expected annual loss is: employees x 0.03 x $125,000. Industry multipliers adjust this based on sector-specific targeting rates.

How does Phish Protection prevent BEC?

Phish Protection uses real-time threat intelligence, display name spoofing detection, time-of-click URL analysis, and attachment sandboxing to identify and block BEC attacks before they reach your employees. It integrates directly with Office 365 and Google Workspace.

What is the ROI of phishing protection?

ROI is calculated as (expected BEC cost - Phish Protection cost) / Phish Protection cost. For most organizations, the expected loss from even one BEC incident far exceeds the annual cost of protection, resulting in ROI ratios of 10:1 or higher.

Are BEC attacks really that common?

Yes. The FBI IC3 received over 21,000 BEC complaints in 2023. BEC attacks are targeted and sophisticated — they don't rely on malware, making them harder to detect with traditional security tools. Any organization that uses email is a potential target.

Don't wait for a BEC attack to find out you're vulnerable

Phish Protection blocks phishing, ransomware, and BEC attacks in real time. 60-day free trial — no credit card required.

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